College Center Room 518
The bills for programs are generated by the institution attended; they should not be sent to Framingham State University.
You are responsible for paying program bills directly to the program. Do make sure that you understand your program's billing procedure. Many programs and universities will require that you send a deposit of several hundred dollars to secure your place. Due dates for both deposits and fees may differ significantly from those to which you are accustomed at FSU. This is especially so at institutions in the southern hemisphere, where semesters start in early July and payment is normally expected several weeks before that. Some institutions require full payment before you can register for classes, and confirmation of payment is often necessary for a visa application. If you are enrolling directly in a foreign university, you will need to make arrangements to pay the bill in the currency of that country. Note that some universities bill for tuition and accommodation on separate invoices.
Some overseas programs are roughly comparable to FSU, but at some, the total cost of attendance can be significantly higher. Direct enrollment in foreign universities is usually cheaper than attending through an American third-party provider; but the third-party providers may offer financial assistance (awards typically range from $500 to $1500) through merit- or need-based scholarships, for which you are strongly encouraged to apply, whether or not you receive aid through FSU. In the UK, university fees and the cost of living are in general substantially higher in London; there are some excellent universities in lively locations that will cost a great deal less.
You will find information on fees in the printed or on-line materials provided by your program. Bear in mind, however, that the fees published when you start researching your options are likely to have risen by the time you attend the program. The cost of education is rising faster than the rate of inflation, in study abroad as well as in the U.S.; and the currently weak dollar has also had an effect. Some programs adjust their fees for each semester, rather than annually. Read your program's materials closely to find out whether costs such as airfare, meals, and vacation housing are included. How many of your daily meals are covered in your meal plan? Will you have additional food and housing expenses during breaks? Are organized excursions included in your fee, or are they an additional cost? Does the program estimate personal costs that are not covered by the fees? Many students find that a relatively high cost of living and weak U.S. dollar make their personal expenses greater than they expected. Travel during breaks, eating out, and other entertainment are often mentioned as adding a lot to the overall cost.
Visa regulations make it unlikely that you will be able to earn money while you are away. (The UK, however, has now liberalized its rules.) In any case, your academic workload and desire to see something of the country beyond your program will probably make it inadvisable to take on more than a very few hours employment a week.
There are many financial aid resources available to students who study abroad, including school loans and grants, private organization funds, scholarships, and more. Early and advanced planning is the best way to begin your search for financial assistance. As soon as you can, meet with your study abroad advisor to begin your planning. Some financial aid FAQ’s concerning studying abroad are below. Please contact the Office of International Education with any additional questions.
Frequently Asked Questions:
Is it possible to receive financial aid for study abroad?
Yes. It is possible to use financial aid for almost all study abroad programs. If you have never received financial aid in the past, you should still consider applying since studying abroad is usually more costly. You may be eligible for federal loans, grants, and additional forms of assistance.
How do I apply for financial aid?
In order to apply for financial assistance, all applicants must complete the Free Application for Federal Student Aid (FAFSA). This application can be obtained in the Office of Financial Aid at Framingham State University, or online at http://www.fafsa.ed.gov/.
When should I apply for financial aid?
It is a good idea to apply as early as you can. By applying early, the financial aid office will be able to process and review your application and complete all paperwork in a timely manner.
Are there any special procedures to follow in order to receive financial assistance for study abroad?
Yes. You need to meet with a financial aid office advisor, who will guide you through the process of applying for financial assistance.
What happens to my Federal Work-Study award if I study abroad?
In most cases, students will not be able to work at their intended university of study. If prior to studying abroad you have received Federal Work-Study as part of your financial aid package, this will be replaced by another form of assistance, most likely as a loan or a grant.
Will my scholarships that are not affiliated with Framingham State transfer over?
Students find that most of the time these scholarships (private scholarships, private loans, etc) will transfer. To be sure, you should check with the organization that provides you with the scholarship.
How much of my study abroad cost will financial aid cover?
This depends on a few things: the cost of your program, your individual financial need, and the length of time (summer, semester, or year) you plan to study abroad. In determining how much assistance you will receive, both direct costs (tuition, rent) and indirect costs (airfare, books, personal spending, etc.) will all be taken into consideration.
Where can I find financial assistance outside Framingham State University?
In addition to receiving financial aid through Framingham, past study abroad students have also received assistance from resources outside of FSU. This may include private scholarship funds, funding from your local church or community center, and Rotary and American Legion Clubs.
Additional Financial Aid Resources
International Education Financial Aid (IEFA) - This is a scholarship search specifically for students who want to study abroad. http://www.iefa.org/
International Student - A free scholarship search, specifically for students wishing to study abroad. www.internationalstudent.com/scholarships/
Study Abroad Financial Aid - A listing of several sources and suggestions for receiving financial aid for studying abroad. www.studyabroad.com/forum/financial_aid.html
Benjamin A. Gilman International Scholarships - This program provides students with limited financial means, scholarship opportunities to study abroad. http://www.iie.org/gilman/.
The General Federation of Women’s Clubs of Massachusetts offer up to $800 in scholarships to residents of Massachusetts who will study abroad. Students must enroll in a least 12 credits per summer/semester while abroad. Applications are usually due March 1.